Annual business review

Some people call it therapy, coaching or accountability – we call it checking in and seeing how you’re getting on. In this session, we’ll look at your plans and make sure you’re on the right track to get to where you want to go.

We’ll catch up, preferably over a cuppa, and reflect on your year-to-date to assess whether you’re achieving the numbers you set out to achieve, whether your goals have changed and whether you need to be tracking any new numbers in your finances going forward.


When we say bookkeeping, we don’t just mean reconciling your bank. Vibrant bookkeeping is making sure that you’re budgeting for tax and VAT payments, that you know who you owe money to and that you have a process in place for chasing payments owed to you.

This gives you the headline numbers and the clarity to enable you to make the right business decisions.

If you want a bit more support, you can always look at adding management accounts to your package too.

Management accounts

Monthly management accounts are a snapshot of the financial health of your business. They mean you can stay on track to control costs, review budgets and forecasts, avoid any big surprises at the year end, watch seasonal trends, and start to plan for cash pinches.

To grow your business sustainably, it’s best to be equipped with the facts so you can adapt and change course as you need to. We’ll work with you to identify the top five things we need to watch most closely – these numbers will show us whether your business is heading in the right direction.

We’ll provide you with the right level of detail, whether you want the nitty gritty and the data (like our Ian) or headline numbers that tell the story (like our Bev). We’ll tailor it to you and how your business (and brain) works. If you want us to, we can deep dive even further into the reporting and provide you with clear, informative financial reports that are easy on the eye!

Financial & cashflow forecasting and improvement mapping

Setting targets and monitoring your actual cashflow against forecasts means you can predict large cash outlays and respond to changes in your business.

Whether your bank has requested a cashflow forecast or not, every business owner needs an understanding of cash and liquidity for better decision making. We’d strongly recommend all businesses to have a cashflow forecast in place.

Annual budgeting

Ideally, your business budget should be created on an annual basis for the year ahead, then reviewed throughout the year to compare actual numbers with budgeted numbers.

Taking the time to create a business budget has many benefits, including:

  1. Having the foresight to predict when cash shortfalls might happen, so you can plan in advance as to whether you will need to secure financing, tap into a line of credit or make adjustments to your payables schedule
  2. Being able to plan large expenditures more strategically, rather than being caught unprepared when they arise and having to scrabble around under the sofa for emergency funds
  3. Being able to reduce interest expense by planning financing needs well in advance
  4. Having a better handle on your cashflow, which will increase your overall financial control.

We can work with you to produce your budget to make sure everything is planned for – we’ll leave no stone (or sofa) unturned.


If you’re growing a business, no doubt you’ve got legacy systems in place from times gone by. Now you have a team, and your systems have probably developed, but they may not be adequate anymore and might be holding you back.

If growth is high on your agenda, you need to get your foundations solid, so you can grow the business without any growing pains. You want robust, reliable procedures in place to take you forward.

We can look at your business in detail and do a full system review, to make sure you’ve got solid foundations to build on.